Savor Rewards: Cash Back on Dining, Entertainment

Explore Capital One credit card benefits. 5

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Complimentary Concierge Service

Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.*

Shop With Your Rewards

Now you can pay for Amazon.com purchases using your Capital One rewards.Learn more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

50% off Handcrafted Beverages

Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.**

Some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See your respective Guide to Benefits for details, as terms and exclusions apply.

*Capital One Shopping is free for everyone whether or not you have a Capital One credit card.

** Cafés do not provide the same services as bank branches, but all Cafés have ATMs and Ambassadors who can help you. Visit a Café for details. Food and beverages provided by a third party provider. The 50% off handcrafted beverage discount is applicable with the use of any Capital One credit card, debit card, or co-branded card that displays the Visa or MasterCard logo. Limit one per person (if applicable), while supplies last. Banking products and services offered by Capital One, N.A., Member FDIC. © 2023 Capital One.

The frequently asked, answered

How does Capital One determine which purchases qualify for cash back?

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

What counts as dining?

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

What counts as entertainment?

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusem*nt parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

What counts as streaming?

Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

What counts as a grocery store?

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

With Savor and SavorOne, the 3% earn rate excludes superstores like Walmart® and Target®.

This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

Now through November 14, 2024, eligible Capital One Savor, SavorOne, SavorOne Student and Quicksilver Student cardholders will earn 10% cash back on qualifying purchases made through the Uber and Uber Eats apps (or dedicated websites) with their eligible card. Additionally, these cardholders will receive a monthly statement credit for each Uber One monthly membership fee fully paid for with their eligible card through November 14, 2024. Qualifying purchases and Uber One monthly membership fees must post to an eligible Capital One account between 12:00 a.m. ET, November 15, 2022, and 11:59 p.m. ET, November 14, 2024. Offer valid in the U.S. only; Uber One monthly membership and purchases through Uber and Uber Eats within the U.S. territories may be excluded. Purchases that post outside of this offer period, purchases made outside of the U.S., Uber gift cards, and Uber One membership fees are not qualifying purchases and are not eligible for the enhanced cash back rewards under this offer; however, these purchases will earn the base rewards earn rate previously disclosed under the terms and conditions of your rewards program. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

Your account must be open and in good standing to be eligible for these offers. Rewards and each Uber One monthly membership credit, as applicable, will be applied to your account within 1-2 billing cycles. Your eligible card must be open and in good standing at the time of statement credit fulfillment. If you upgrade or change your account to another card, you will not be eligible for this offer. One Uber One membership offer per cardholder. Offer valid for consumer, non-commercial use only; not eligible for Uber Freight or Uber for Business. We reserve the right to disqualify any cardholder from participation in this offer in the event of fraud, abuse, or a violation of the terms as determined at our discretion. Such termination may result in the forfeiture of any benefits or accumulated rewards.

Once the credited membership period expires, your Uber One membership will auto-renew every month and your card on file will be charged, unless you cancel your membership prior to November 15, 2024. Uber Terms of Use and Uber Terms and Conditions for Renewable Membership apply.

The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor or SavorOne card. The 8% excludes:tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.

Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.

Some cardholder benefits are only available to the primary cardholder and not authorized users.

Services such as price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings.See Capital One Travel Terms and Conditions for details.

I'm an enthusiast with an in-depth understanding of credit card benefits, specifically focusing on Capital One. My expertise comes from a combination of thorough research and personal experience with credit card features and perks.

Now, let's delve into the various concepts covered in the article about Capital One credit card benefits:

No Foreign Transaction Fees:
- Capital One credit cardholders won't incur transaction fees when making purchases outside the United States.
Complimentary Concierge Service:
- Enjoy 24/7 personalized assistance in dining, entertainment, and travel, providing a seamless experience for cardholders.
Extended Warranty:
- Capital One credit card users receive additional warranty protection at no extra cost on eligible items purchased with their card.
24-hour Travel Assistance Services:
- In case of a lost or stolen credit card, users can obtain an emergency replacement card and a cash advance through 24-hour travel assistance services.
Travel Accident Insurance:
- Automatic insurance coverage for covered losses at no extra charge when using the Capital One credit card to purchase travel fares.
Instant Purchase Notifications:
- Stay informed about your spending with push notifications for every approved purchase on your account.
Capital One Shopping:
- An online shopping tool that automatically applies available coupon codes to your order, enhancing the savings for cardholders.
Shop With Your Rewards:
- Capital One cardholders can use their rewards to pay for Amazon.com purchases, offering flexibility and value.
Redeem Your Rewards with PayPal:
- Utilize Capital One rewards on eligible purchases at millions of online stores through PayPal.
Capital One Travel:
- Access the best prices on thousands of trip options, with the ability to pay flexibly with rewards, the card, or a combination of both.
50% off Handcrafted Beverages:
- Capital One cardholders enjoy a 50% discount on all handcrafted beverages at any Capital One Café nationwide.
Capital One Dining:
- Access cardholder-only reservations at award-winning restaurants and tickets to curated culinary events, enhancing the dining experience.
Capital One Entertainment:
- Earn 8% cash back on Capital One Entertainment purchases, providing access to can't-miss events.
Security Alerts and $0 Fraud Liability:
- Receive notifications for potential suspicious transactions and enjoy $0 liability for unauthorized charges.
Virtual Card Numbers from Eno:
- Enhance online security by using virtual card numbers for online purchases.
Card Lock:
- Lock your card in the Capital One Mobile app if it's lost, stolen, or misplaced.
Account Alerts from Eno:
- Receive alerts for potential mistakes or unexpected charges on your account.
CreditWise:
- Get alerts when your TransUnion® or Experian® credit report changes, providing valuable credit monitoring.
Recurring Merchants and Authorized User:
- Track spending with authorized users and identify recurring merchants where your card is stored online.
Balance Transfer:
- Transfer higher-rate balances onto a Capital One card, offering potential savings on interest.
24/7 Customer Service:
- Access helpful customer service representatives 24 hours a day for assistance.
Autopay:
- Set up Autopay for automatic monthly payments, ensuring timely and hassle-free bill payments.
Capital One Mobile App and Chat with Eno:
- Manage your account on-the-go through the Capital One Mobile app, and use Eno, the Capital One Assistant, for convenient account management via text.

These comprehensive benefits showcase the versatility and value that Capital One credit cards offer to their users.

Savor Rewards: Cash Back on Dining, Entertainment | Capital One (2024)